Dividend safety checker & income screening, with receipts
Coverage over headline yield: the cash a dividend is actually paid from.
Income investing lives or dies on dividend safety, not the headline yield. A high yield often signals a payout the business cannot sustain, so Tenet leads with coverage: the payout ratio and the free cash flow behind the dividend. The income screening preset sets a dividend-yield floor, caps the payout ratio, requires real free-cash-flow yield and floors the raise streak at ten straight years. Those payout and cash-flow figures trace back to the company's own filings. The dividend history is a different source: Tenet reconstructs it from the split-adjusted distribution feed, which carries ex-dates but no payment dates.
What you can do today
real surfaces, live now — playbooks run nightly, every name shown with its mathLearn the method
Common questions
Is this investment advice?
No. Tenet is educational research, not investment advice. Every screen and score is a mechanical read of public filings, shown with the underlying math so you can check the reasoning yourself. Nothing here is a recommendation to buy or sell any security, and Tenet is not a registered investment adviser.
Where does the data come from?
Fundamentals come from company regulatory filings, normalized in Tenet's database. On a report's Statistics tab each metric label links to what that metric means, and the filing a company's fundamentals were drawn from is named and linked on its Financials tab, rather than on each individual figure.
What is a playbook?
A playbook is Tenet's own mechanical implementation of an investing strategy. Some carry criteria a named investor published, such as the Magic Formula criteria or Graham's defensive tests; others, like Dividend Growth and Quality Compounders, are Tenet's own, with no outside author. Each one recomputes nightly across US stocks, and every name that passes shows the exact criteria it met.
How does Tenet judge dividend safety?
By coverage, not the headline yield. A dividend is only as safe as the cash and earnings behind it, so the income view leads with the payout ratio and free-cash-flow generation. The screening preset caps the payout ratio and requires free-cash-flow yield and a ten-year raise streak alongside a dividend-yield floor, and every stock report carries a Dividends tab with the safety grade's own readings and up to the last twelve distributions behind them, a shorter window than the ten-year streak the Dividend Growth screen looks for.