The rule,
the number,
and the miss.
Every night Tenet reruns 10 published rule sets across 2,700+ US stocks. Each rule a stock meets or misses is shown with the threshold, the company's own figure and the date it was computed.
- Free. The score and its math are never paywalled.
- Read-only brokerage connect.
- Every figure dated.
Microsoft CorporationMSFT
Computed Oct 2, 2026 from the latest annual filing, rerun nightly
Buffett Quality
5 of 5 pass| Pass | Return on equity | 34.0%≥ 15.0% |
|---|---|---|
| Pass | Gross margin | 67.9%≥ 40.0% |
| Pass | Net margin | 40.3%≥ 15.0% |
| Pass | Debt to equity | 0.09≤ 0.50 |
| Pass | Free cash flow growth | 3.6%> 0 |
275 of 2,122 stocks pass this rule set
Graham Defensive
4 of 7 pass3 misses:
| Fail | Current ratio | 1.23≥ 2.00 |
|---|---|---|
| Fail | P/E | 28.58≤ 15.00 |
| Fail | P/E × P/B | 245.96≤ 22.50 |
Last run
Oct 1, 20260 added0 droppedacross 10 lists
Tenet Score
57of 100
MSFT
Research, ten rule sets, analyst consensus, up to 20 years of filings, your brokerage accounts and an AI that cites its numbers, in one place. Plans start at $0.
A score you can add up.
The Tenet Score rates a company's filings against its own sector from 0 to 100, every night. Four factor grades, equal weights, nothing hidden.
Free. The score and its math are never paywalled. Under each factor sits every metric with its value, its sector percentile and its peer count.
See the whole calculation for MSFTCoverage 95% of inputs
What passed last night, and what changed.
Ten published rule sets, rerun every night, each over its own universe. On the last run the lists took 0 additions and 0 removals.
The first 5 names on every list are free. Premium opens each full list.
Open the ten listsTenet's rulesets are independently developed from publicly available sources, and Tenet is not affiliated with, sponsored by, endorsed by or otherwise associated with any referenced investor or trademark owner. Full notice. MAGIC FORMULA is a trademark of MagicFormulaInvesting.com LLC.
| Rule set | Passing | Last night |
|---|---|---|
| Buffett Quality | 275 of 2,122 | No change |
| Graham Defensive | 22 of 2,122 | No change |
| Munger Compounders | 345 of 2,122 | No change |
| Lynch GARP | 94 of 2,122 | No change |
| Piotroski F-Score | 295 of 2,717 | No change |
| Magic Formula® | top 30 of 1,219 ranked | No change |
| Quality Compounders | 58 of 1,966 | No change |
| Dividend Growth | 152 of 2,513 | No change |
| Momentum Leaders | top 20 of 801 ranked | No change |
| Dip Radar | 4 of 2,384 | No change |
What analysts expect, with no price target attached.
Consensus earnings and revenue for the next five fiscal years, the spread from the lowest estimate to the highest, 90-day revisions, next quarter's bar and the beat-and-miss record. Tenet licenses estimates only, so the page carries no price targets and no ratings.
Its receipt multiplies consensus earnings by a multiple you choose: today's trailing P/E, the five-year average, the ten-year median or your own. It is multiplication, not a forecast.
See Microsoft's analyst pageConsensus estimates open with a free account.
The receipt
Consensus EPS×Your multiple
Presets: today 28.6×, 5-yr avg 30.8×, 10-yr median 33.0×. This is multiplication, not a forecast.
Up to 20 years of statements and ratios.
Annual statements, quarterly statements and ratio history, read from the filings. For Microsoft that is 19 fiscal years, FY08 to FY26, and 72 quarters from Q1 '09. Every report's price chart runs to 10 years and to Max.
| Depth | Free | Premium | Ultimate |
|---|---|---|---|
| Annual statements, fiscal years | 5 | 10 | 20 |
| Quarterly statements, years | 1 | 5 | Unlimited |
| Ratio history, years | 2 | 5 | 20 |
| FY10 | 8.2 |
|---|---|
| FY11 | 7.4 |
| FY12 | 12.1 |
| FY13 | 10.9 |
| FY14 | 13.3 |
| FY15 | 25.5 |
| FY16 | 17.6 |
| FY17 | 19.2 |
| FY18 | 42.8 |
| FY19 | 24.9 |
| FY20 | 33.6 |
| FY21 | 32.4 |
| FY22 | 25.9 |
| FY23 | 34.5 |
| FY24 | 37.1 |
| FY25 | 36.0 |
| FY26 | 20.7 |
AIIn the app
Ask the copilot about any stock. It answers from Tenet's numbers.
The AI Copilot explains a score, a rule set or a line in the financials in plain words, reading Tenet's own computed data for that stock, and points you to the tab that holds the receipt.
It explains rather than recommends: no buy, sell or hold, and no price targets. Free asks 3 questions a day, Premium 30, Ultimate 120.
Open the AI CopilotWhat drives MSFT's Tenet score?
AI Copilot
Microsoft's Tenet Score is 57 of 100 against its Technology peers, computed Oct 2, 2026. Quality leads at 71.8, then Growth 62.2, Health 50.4 and Value 43.3, weighted equally.
Its net margin, 40.3%, sits in the 96th percentile of 458 sector peers.
Receipts: Statistics tab
Explains Tenet's data. Not investment advice.
AIIn your own assistant
Ask Claude. The answer comes back dated.
Tenet connects to Claude and other hosted AI assistants. Each result carries the number, its source, the date of the data, a line to cite it by and the disclaimer.
It reads and never writes. It reads a portfolio only when its owner ticks that scope.
Where does Microsoft's net margin rank in its sector?
40.3%
96th percentile of 458 Technology peers
Analytics and scores computed by Tenet from licensed market data, with a link to the page that shows the whole calculation.
2026-10-02 · recomputed nightly
Tenet (tenetinvesting.com), data as of 2026-10-02
Research data, not investment advice, and not a recommendation to buy or sell any security.
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Open the portfolio boardSample · example figures
One account at a time
Account value
$50,060.55
| Name | Share | Value | Gain since paid |
|---|---|---|---|
| MSFT | 30% | $14,463.17 | +$2,110.40 |
| VTI | 28% | $13,498.95 | +$1,904.20 |
| COST | 24% | $11,570.53 | +$1,688.35 |
| JNJ | 18% | $8,677.90 | +$1,201.15 |
What Tenet will never tell you
Tenet is research and education; it gives no buy, sell or hold signal and no personalized recommendation.
Not on Microsoft, and not on any other stock. Instead of a target, the analyst page multiplies consensus earnings by a multiple you choose and shows the result as a range. You get the rules and the numbers. The decision stays with you.
BuySellHoldPrice target
135 articles on reading a 10‑K and the ratios inside it, each bylined and dated.
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Five investing styles read the same numbers. Pick a style and Tenet puts its rule sets and tabs first; the score underneath never changes.
| If you invest for | Tenet leads with | Start here |
|---|---|---|
| ValueMargin of safety, cheap against the numbers | Buffett Quality, Piotroski F-Score, Munger Compounders, Graham Defensive, Lynch GARP and Magic Formula®, each with the rule, the figure and the date, and P/E history at every fiscal year end. | The value view |
| Long-termQuality held for years | Munger Compounders, Buffett Quality and Quality Compounders: return on invested capital, margin durability, balance-sheet strength, with statements that reach back as far as the filings do. | The long-term view |
| IncomeSafe, growing dividends | Dividend Growth and Quality Compounders, plus a Dividends tab on every report with a 0 to 9 safety grade built from five checks, every input shown. | The income view |
| GrowthProven growth without overpaying | Lynch GARP, analyst consensus for earnings and revenue with 90-day revisions, and the analyst page's earnings-times-your-multiple range. | The growth view |
| TimingDips and trend, with receipts | Dip Radar and Momentum Leaders lead, the value rule sets follow, and price alerts track live trades during the session. | The timing view |
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Type a ticker. Read every rule it meets and misses.
It lands on that stock's Tenets tab, with the rule, the figure and the date on every line.
- Munger Compounders345 passing
- Piotroski F-Score295 passing
- Buffett Quality275 passing
- Dividend Growth152 passing
- Lynch GARP94 passing
- Quality Compounders58 passing
- Graham Defensive22 passing
- Dip Radar4 passing
- Magic Formulatop 30 ranked
- Momentum Leaderstop 20 ranked
Counts from the Oct 1, 2026 run.