First Bancorp scores 37/100. Weak. Growth is the soft spot, trading at 19× earnings versus 452 Financial Services peers. Insufficient inputs: Tenet 37 is built from 3 of 4 pillars, from 30% of its inputs. The pillars showing a dash had no data.
Tenet Score · vs sector
n=452
Weak
Fundamental composite — rates the business, not the timing.
Each metric's standing vs the company's own record is shown on the Statistics tab.
Value
38
Quality
46
Health
—
Growth
25
Factor grades
Grid rings: 25 · 50 · 75 · 100 percentile Health omitted — no data yet.
ValueDQualityDHealth—GrowthFMomentumC
A grade is a label over the shown score. Value/Quality/Health/Growth are sector percentiles; Momentum ranks 12−1 return across the equity universe — a lens, never folded into the Tenet Score.
not scored for banks: this ratio does not describe a deposit-funded balance sheet
Net debt / EBITDA
—Tenet-derived Total debt less cash and short-term investments, over EBITDA (operating income plus depreciation and amortisation) from the filed statements. Long-term investments are not counted as cash. For some companies they include marketable securities held for more than a year. Computed by Tenet from the filed statements (formula house-nde.v1), because the data vendor published no value for this year.
not scored for banks: this ratio does not describe a deposit-funded balance sheet
First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and small to medium-sized businesses primarily in North Carolina and northeastern South Carolina. It accepts deposit products, such…
Composite computed 2026-10-02 · peer basis: Financial Services (n=452) · every glimpse links to its full section with sources · not investment advice.
ETF exposure
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