$44.94+0.34 (+0.76%)
At close: Oct 1, 2026, 4:00 PM ET
Horace Mann Educators Corp. · Overview
Industry: Insurance · see every company filed here →
Horace Mann Educators Corp. scores 53/100. Mixed. Strongest on value, growth is the soft spot, trading at 10× earnings versus 452 Financial Services peers.
Tenet Score · vs sector
n=452Mixed
Fundamental composite — rates the business, not the timing.
Each metric's standing vs the company's own record is shown on the Statistics tab.
Value73
Quality55
Health54
Growth31
Factor grades
Grid rings: 25 · 50 · 75 · 100 percentile
ValueBQualityCHealthCGrowthDMomentumC
A grade is a label over the shown score. Value/Quality/Health/Growth are sector percentiles; Momentum ranks 12−1 return across the equity universe — a lens, never folded into the Tenet Score.
Price
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P/E
10.3×
price ÷ trailing EPS, Oct 1, 2026 close
P/B
1.2×
cap ÷ Jun 30, 2026 book value, Oct 1, 2026 close
P/S
1.1×
price to fiscal 2025 sales
ROE
12%
TTM through Jun 30, 2026
Operating margin
—
no operating margin on file
Net margin
9.7%
fiscal 2025
Current ratio
—
not scored for insurers: this ratio does not describe an insurer's balance sheet
Net debt / EBITDA
—
not scored for insurers: this ratio does not describe an insurer's balance sheet
EPS CAGR 5y
+4.2%
trailing 5-year, per share
Market cap
$1.8B
small cap
Div yield
3.12%
fiscal-year dividend ÷ price
52-wk range
41.29 – 55.56
low → high
Market cap: share price × the latest quarter's diluted weighted-average share count (vendor).
The whole report, at a glance · every card is a live peek, click any to open the section
Tenets
0 / 17
- ✕ Buffett Quality
- ~ Piotroski F-Score
- ~ Graham Defensive
- ✕ Lynch GARP
- ~ Income & Dividend Safety
- ~ Dividend Growth
+11 more →
Financials
Revenue, margins and the five-year statements.Analyst Forecasts
Consensus estimates are on the Analyst tab.
Earnings
Report dates and the beat-versus-miss record.Statistics
Debt / equity0.40
Technical Analysis
Downtrend short-term signalvs 50-day−10.5%
vs 200-day−4.1%
RSI (14)28
News & Insights
Headlines are on the News tab.Dividends
3.12% yield
Pays 3.12%. Yield is one component of total return.
Ownership
100% institutional
13F flows & insider trades land here.
About Horace Mann Educators Corp.
Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates in three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. The company underwrit…
Composite computed 2026-10-02 · peer basis: Financial Services (n=452) · every glimpse links to its full section with sources · not investment advice.
ETF exposure
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