$23.70+0.34 (+1.46%)
At close: Oct 1, 2026, 4:00 PM ET
Trupanion Inc · Overview
Industry: Insurance · see every company filed here →
Trupanion Inc scores 46/100. Mixed. Value is the soft spot, trading at 45× earnings versus 452 Financial Services peers.
Tenet Score · vs sector
n=452Mixed
Fundamental composite — rates the business, not the timing.
Each metric's standing vs the company's own record is shown on the Statistics tab.
Value25
Quality45
Health58
Growth58
Factor grades
Grid rings: 25 · 50 · 75 · 100 percentile
ValueFQualityDHealthCGrowthCMomentumF
A grade is a label over the shown score. Value/Quality/Health/Growth are sector percentiles; Momentum ranks 12−1 return across the equity universe — a lens, never folded into the Tenet Score.
Price
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P/E
44.8×
price ÷ trailing EPS, Oct 1, 2026 close
P/B
2.5×
cap ÷ Jun 30, 2026 book value, Oct 1, 2026 close
P/S
0.7×
price to fiscal 2025 sales
ROE
6%
TTM through Jun 30, 2026
Operating margin
1.0%
fiscal 2025, before interest and tax
Net margin
1.4%
fiscal 2025
Current ratio
1.77
Jun 30, 2026 balance sheet
Net debt / EBITDA
−8.7×Tenet-derived Total debt less cash and short-term investments, over EBITDA (operating income plus depreciation and amortisation) from the filed statements. Long-term investments are not counted as cash. For some companies they include marketable securities held for more than a year. Computed by Tenet from the filed statements (formula house-nde.v1), because the data vendor published no value for this year.
computed by Tenet from the filed statements
EPS CAGR 5y
—
needs five years of positive earnings
Market cap
$1.0B
small cap
Div yield
0.00%
reinvests all
52-wk range
21.16 – 46.98
low → high
Market cap: share price × the latest quarter's diluted weighted-average share count (vendor).
The whole report, at a glance · every card is a live peek, click any to open the section
Tenets
1 / 17
- ✕ Buffett Quality
- ~ Piotroski F-Score
- ~ Munger Compounders
- ✕ Magic Formula
- ✕ Graham Defensive
- ✕ Quality Compounder
+11 more →
Financials
Revenue, margins and the five-year statements.Analyst Forecasts
Consensus estimates are on the Analyst tab.
Earnings
Report dates and the beat-versus-miss record.Statistics
ROIC2%
Gross margin16%
Debt / equity0.26
Technical Analysis
Downtrend short-term signalvs 50-day−11.7%
vs 200-day−14.1%
RSI (14)39
News & Insights
Headlines are on the News tab.Dividends
0.00% yield
Pays no dividend. Every dollar of profit is reinvested into the business.
Ownership
77% institutional
13F flows & insider trades land here.
About Trupanion Inc
Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on a monthly subscription basis in the United States, Canada, Puerto Rico, and Australia. The company operates in two segments, Subscription Business and Other Bus…
Composite computed 2026-10-02 · peer basis: Financial Services (n=452) · every glimpse links to its full section with sources · not investment advice.
ETF exposure
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