The tenets below and the 0-100 Tenet Score on this report are two separate computations: each tenet runs its own criteria and its own pass rule, while the score is a percentile composite reported as one of four verdict words (Strong, Solid, Mixed or Weak).
4 / 17 qualify todayas of Oct 26, 2026 · computed nightly from our fundamentals DB; point-in-time auditable.
QUALIFIES
4
meet every gate today
BORDERLINE
3
within one input of the gate
FAILS
3
miss at least one gate
UNKNOWN
7
insufficient data to judge
✓passes·✕fails·~borderline·—unknown
Growth receipts arrive in a coming release
Value — six classic philosophies
Buffett Qualitydurable moat
✕ Fails›
✕FailsROE ≥ 15%(TTM through Jun 30, 2026)−4.1% · ≥ 15.0%
—Unknown — no dataGross margin ≥ 40%— · ≥ 40.0%
✕FailsNet margin ≥ 15%(fiscal 2025: trailing figures for Financial Services are still under review)−46.1% · ≥ 15.0%
✓PassesDebt/equity ≤ 0.5(quarter ending Jun 30, 2026)0.15 · ≤ 0.50
✕FailsGrowing FCF (multi-yr)(fiscal 2020 to 2025)−30.7% per year · > 0
✕FailsCurrent ratio improving(fiscal 2025)We hold no record of the current ratio for both years for this company, so this signal could not be measured. It still scores 0 under this module's conservative rule (a point is never awarded without evidence), and it is not counted as one of the signals we were able to measure.no
✕FailsGross margin expanding(fiscal 2025)This company files on a financial-statement template with no gross-profit line (banks and insurers do not report one), so gross margin could not be measured for either year. It still scores 0 under this module's conservative rule (a point is never awarded without evidence), and it is not counted as one of the signals we were able to measure.no
—Unknown — no dataReturn on capital ≥ 25%— · ≥ 25.0%
Verdict Unknown for this set.
Verdict Unknown for this set. None of the 3 checks below carry data. The pass rule for Magic Formula is not published separately on the methodology page.About this screen ›Today's Magic Formula® list ›
Income & Dividend Safetycoverage over headline yield
✓ Qualifies›
✓PassesPays a dividend$0.51 · > 0
✓PassesYield in a healthy band (not a yield trap)1.5% · 1.0%–8.0%
✓PassesCovered by free cash flow1.36 · ≥ 1.20
—Unknown — no dataEarnings payout not stretched−11.1% · ≤ 75.0%
—Unknown — no dataBalance sheet can sustain the payout— · ≤ 4.0×
Decided by the pass rule for Income & Dividend Safety.
The pass rule for Income & Dividend Safety is what decides that verdict, and it is not published separately on the methodology page. 2 of 5 carry no data.
Dividend Growthraises you can count on
— Insufficient inputs (2 of 6 known)›
✓PassesPays a dividend$0.51 · > 0
—Unknown — no dataAnnual dividend raised 10+ years running (Aristocrat ≥25, King ≥50)— · ≥ 10.00
—Unknown — no dataNo dividend cut in the last 5 years—
Quality Compounderhigh returns, reinvested, few new shares
✕ Fails›
—Not scored: see the reason belowReturn on invested capital ≥ 15% in 4+ of the last 5 yearsOnly 0 of the last 5 fiscal years have return-on-invested-capital on record in our data; 4 are needed to score this criterion, so it is left unscored rather than counted against.—
✕FailsRevenue compounding ≥ 8%/yr over 5 years−4.0% per year · ≥ 8.0%
—Not scored: see the reason belowEarnings backed by cash (operating cash flow ≥ net income)Cash-flow-to-earnings quality isn't available in our data for this period.— · ≥ 1.00
✓Reading: holds. Not a gate checkDisciplined buybacks: actively reducing the share count (bonus)reading, not a gate check−1.3%
✕FailsOff its 52-week high by 8–35% (a dip, not a collapse)1.1% · 8.0%–35.0%
✓PassesDip within its own normal pullback band0.08
✓PassesNot past where its dips have historically recovered from−1.87
✓PassesA dip in an uptrend (above a rising 200-day)26.83
✓PassesHigher-low structure still intactstructure intact · higher low
✓PassesClear of the earnings blackout (more than 5 days out)17.00 · > 5.00
Decided by the pass rule for Drawdown Context.
The pass rule for Drawdown Context is what decides that verdict, and it is not published separately on the methodology page.
Reversal Evidencedaily close onlysigns the pullback is turning
✓ Qualifies›
✓PassesA bullish MACD cross within 10 sessions2.00 · ≤ 10.00
✓PassesReclaimed a rising 50-day EMA28.43
✓PassesPrinted a higher lowyes
✓PassesA volume thrust on the turn (≥ 1.2× normal)1.32 · ≥ 1.20
✓PassesReversal signals fired: 3 of 4 (MACD·MA·HL·Vol)4.00 · ≥ 3.00
Decided by the pass rule for Reversal Evidence.
The pass rule for Reversal Evidence is what decides that verdict, and it is not published separately on the methodology page.
Not-a-Value-Trap Gatecheap for a good reason, not a broken one
— Insufficient inputs (1 of 3 known)›
✓PassesIn the cheap half of its own 5-year valuation range(through fiscal 2025)0.4×
—Not scored: see the reason belowEarnings estimates not being cutThe 90-day estimate-revision window is still filling (2 days on record so far). The reading beside this line is real, but a window this short can reverse, so it is shown rather than scored.0.00
—Unknown — no dataReturns on capital not deteriorating—
Verdict Unknown for this set.
Verdict Unknown for this set. 1 of 3 checks below carry data. The pass rule for Not-a-Value-Trap Gate is not published separately on the methodology page.
Quality Floorpasses the quality/value gate on this dip
— Insufficient inputs (2 of 5 known)›
—Unknown — no dataOperating profit is positive— · > 0
—Unknown — no dataReturn on invested capital ≥ 10%— · ≥ 10.0%
—Not scored: see the reason belowA solvent balance sheet (Altman Z ≥ 1.8, net debt/EBITDA ≤ 4)Neither half of this two-part test is derivable from the statements we have on file, so it is left unscored.—
✕FailsQuality score ≥ 506.00 · ≥ 50.00
✕FailsRevenue growing over 5 years(fiscal 2020 to 2025)−4.0% per year · > 0
Verdict Unknown for this set.
Verdict Unknown for this set. 2 of 5 checks below carry data. The pass rule for Quality Floor is not published separately on the methodology page.
Qualified Dipa pullback with receipts, not a falling knife
~ Borderline›
A research signal from published criteria, not a recommendation.
✕FailsDrawdown context1.1% off its 52-week high
✓PassesReversal evidence4 of 4 signals fired
—Unknown — no dataTrap gate1 of 3 held · 2 no data
—Unknown — no dataQuality floor0 of 5 held · 3 no data
Invalidation level (structure break): below this the dip's structure has broken$26.19
✓Passes50-day average above the 200-day (uptrend stack)28.24
✓Passes50-day average sloping up0.01 · > 0
Decided by the pass rule for Trend Alignment.
The pass rule for Trend Alignment is what decides that verdict, and it is not published separately on the methodology page.
Relative Strengthoutperforming, ranked vs the universe
✓ Qualifies›
✓Passes3-month return in the top half of the universe0.88 · ≥ 0.50
✓Passes12-minus-1 momentum in the top half of the universe0.81 · ≥ 0.50
✓PassesRelative strength vs the S&P 500 improving0.00 · > 0
—Not scored: see the reason belowEarnings estimates being revised upThe 90-day estimate-revision window is still filling (2 days on record so far). The reading beside this line is real, but a window this short can reverse, so it is shown rather than scored.0.00
Decided by the pass rule for Relative Strength.
The pass rule for Relative Strength is what decides that verdict, and it is not published separately on the methodology page. 1 of 4 carry no data.
Momentum Triggera trigger you can see
~ Borderline›
✓PassesMACD above its signal line0.79
✓PassesBack above the 50-day on a fresh cross (≤10 sessions)2.00
✕FailsHigher high and higher low (stair-stepping up)no higher high · higher low
✓PassesA volume thrust on the move (≥ 1.2× normal)1.32 · ≥ 1.20
Decided by the pass rule for Momentum Trigger.
The pass rule for Momentum Trigger is what decides that verdict, and it is not published separately on the methodology page.
Volatility Regimecontext, not a signal
Context, not scored›
Average daily swing: normal0.03
Volatility band width: mid-range0.80
Distance from its 52-week high: at / near its highs0.01
✓
Every verdict is auditableEach criterion shows the live number and the pass rule side by side — a receipt, not a rating. Several of these screens publish their rule in full under The screens; each row links to its own section where there is one.
!
Unknown ≠ failAn “— Unknown” verdict means the inputs were insufficient: context, not a signal, and never counted as a fail.
Common questions
How many investing rule sets does Eagle Bancorp pass?
Eagle Bancorp qualifies on 4 of 17 rule sets as of 2026-10-26, with 3 borderline and 3 failing.
Does Eagle Bancorp meet the Buffett Quality criteria?
Eagle Bancorp fails the Buffett Quality rule set as of 2026-10-26.
Computed from our fundamentals DB; historical-CAGR PEG basis for Lynch. Research, not investment advice. Tenet's rulesets are independently developed from publicly available sources, and Tenet is not affiliated with, sponsored by, endorsed by or otherwise associated with any referenced investor or trademark owner. Full notice. MAGIC FORMULA is a trademark of MagicFormulaInvesting.com LLC.