$48.68+0.07 (+0.14%)
At close: Oct 26, 2026, 4:00 PM ET· NYSE · USD
Ibotta (IBTA) Stock Checks
How IBTA measures up against value, income, timing, and long-hold tenets. Every criterion shows the live number and the pass rule. Always free.
Sources Company filings and computed by Tenet Filings and TenetScreens as of How we compute thisNot investment advice
The tenets below and the 0-100 Tenet Score on this report are two separate computations: each tenet runs its own criteria and its own pass rule, while the score is a percentile composite reported as one of four verdict words (Strong, Solid, Mixed or Weak).
2 / 17 qualify todayas of Oct 27, 2026 · computed nightly from our fundamentals DB; point-in-time auditable.
QUALIFIES
2
meet every gate today
BORDERLINE
2
within one input of the gate
FAILS
7
miss at least one gate
UNKNOWN
6
insufficient data to judge
passesfailsborderlineunknown
Value — six classic philosophies
Buffett Qualitydurable moat
✕ FailsFailsROE ≥ 15%(TTM through Jun 30, 2026)−3.7% · ≥ 15.0%
PassesGross margin ≥ 40%(fiscal 2025: trailing figures for Industrials are still under review)79.2% · ≥ 40.0%
FailsNet margin ≥ 15%(TTM through Jun 30, 2026)−3.2% · ≥ 15.0%
Unknown — no dataDebt/equity ≤ 0.5— · ≤ 0.50
Unknown — no dataGrowing FCF (multi-yr)— · > 0
Decided by the pass rule for Buffett Quality.The pass rule for Buffett Quality is what decides that verdict, and it is not restated here. 2 of 5 carry no data.Buffett Quality under The screens ›Today's Buffett Quality list ›
Piotroski F-Scorefinancial strength
✕ 4 / 9PassesReturn on assets positive(fiscal 2025)0.7% · > 0
PassesOperating cash flow positive(fiscal 2025)$95.3M · > 0
FailsReturn on assets improving(fiscal 2025)10.1% → 0.7%
PassesEarnings backed by cash (CFO > net income)(fiscal 2025)$95.3M vs $3.6M
FailsLeverage falling (long-term debt / assets)(fiscal 2025)We hold no record of long-term debt as a share of assets for both years for this company, so this signal could not be measured. It still scores 0 under this module's conservative rule (a point is never awarded without evidence), and it is not counted as one of the signals we were able to measure.no
FailsCurrent ratio improving(fiscal 2025)2.85 → 1.96
FailsNo share dilution (≤ +2%)(fiscal 2025)+12.1%
FailsGross margin expanding(fiscal 2025)86.4% → 79.2%
PassesAsset turnover improving(fiscal 2025)0.54 → 0.65
Decided by the pass rule for Piotroski F-Score.The pass rule for Piotroski F-Score is what decides that verdict, and it is not restated here. These checks score 4 of 9. 1 of 9 carry no data.Piotroski F-Score under The screens ›Today's Piotroski F-Score list ›
Munger Compoundershigh-ROIC quality
— Insufficient inputs (1 of 3 known)Unknown — no dataROIC ≥ 15%— · ≥ 15.0%
Unknown — no dataNet debt/EBITDA ≤ 3×— · ≤ 3.0×
PassesAltman Z ≥ 3 (safe zone)(TTM through Jun 30, 2026)3.35 · ≥ 3.00
Verdict Unknown for this set.Verdict Unknown for this set. 1 of 3 checks below carry data.Munger Compounders under The screens ›Today's Munger Compounders list ›
Magic FormulaROC + earnings yield (threshold check; full rank needs universe)
— Insufficient inputs (1 of 3 known)FailsEBIT > 0(fiscal 2025: trailing figures for Industrials are still under review)−$841,000.00 · > 0
Unknown — no dataEarnings yield EBIT/EV ≥ 6%— · ≥ 6.0%
Unknown — no dataReturn on capital ≥ 25%— · ≥ 25.0%
Verdict Unknown for this set.Verdict Unknown for this set. 1 of 3 checks below carry data. The pass rule for Magic Formula is not published separately on the methodology page.About this screen ›Today's Magic Formula® list ›
Graham Defensivemargin of safety
✕ FailsFailsSize: market cap ≥ $2B$1.1B · ≥ $2.0B
FailsCurrent ratio ≥ 2(quarter ending Jun 30, 2026)1.71 · ≥ 2.00
FailsPositive EPS 4y3y
FailsPays a dividend$0.00 · > 0
FailsEPS growth ≥ 3%/yr(fiscal 2023 to 2025)−70.9% per year · ≥ 3.0%
FailsP/E ≤ 15(fiscal 2025: the share count moved too much across the four quarters)409.87 · ≤ 15.00
FailsP/E × P/B ≤ 22.5(fiscal 2025)1,913.68 · ≤ 22.50
Decided by the pass rule for Graham Defensive.The pass rule for Graham Defensive is what decides that verdict, and it is not restated here.Graham Defensive under The screens ›Today's Graham Defensive list ›
Lynch GARPgrowth at reasonable price (historical-CAGR basis)
— Insufficient inputs (1 of 2 known)Unknown — no dataPEG < 1 (hist. growth)— · < 1.00
FailsEPS growth 10–30%(fiscal 2023 to 2025)−70.9% per year · 10.0%–30.0%
Verdict Unknown for this set.Verdict Unknown for this set. 1 of 2 checks below carry data.Lynch GARP under The screens ›Today's Lynch GARP list ›
Income — dividend safety
Income & Dividend Safetycoverage over headline yield
— Insufficient inputs (1 of 5 known)FailsPays a dividend$0.00 · > 0
Unknown — no dataYield in a healthy band (not a yield trap)0.0% · 1.0%–8.0%
Unknown — no dataCovered by free cash flow— · ≥ 1.20
Unknown — no dataEarnings payout not stretched— · ≤ 75.0%
Unknown — no dataBalance sheet can sustain the payout— · ≤ 4.0×
Verdict Unknown for this set.Verdict Unknown for this set. 1 of 5 checks below carry data. The pass rule for Income & Dividend Safety is not published separately on the methodology page.
Dividend Growthraises you can count on
— Insufficient inputs (1 of 6 known)FailsPays a dividend$0.00 · > 0
Unknown — no dataAnnual dividend raised 10+ years running (Aristocrat ≥25, King ≥50)— · ≥ 10.00
Unknown — no dataNo dividend cut in the last 5 years—
Unknown — no data5-year dividend growth ≥ 5%/yr— · ≥ 5.0%
Unknown — no dataCovered by free cash flow— · ≥ 1.20
Unknown — no dataPayout not stretched— · ≤ 75.0%
Verdict Unknown for this set.Verdict Unknown for this set. 1 of 6 checks below carry data.Dividend Growth under The screens ›Today's Dividend Growth list ›
Long Hold — quality compounders
Quality Compounderhigh returns, reinvested, few new shares
~ BorderlineNot scored: see the reason belowReturn on invested capital ≥ 15% in 4+ of the last 5 yearsOnly 3 of the last 5 fiscal years have return-on-invested-capital on record in our data; 4 are needed to score this criterion, so it is left unscored rather than counted against.2 of 3 on file
PassesRevenue compounding ≥ 8%/yr over 5 years17.6% per year · ≥ 8.0%
FailsNot diluting: diluted share count flat-to-down (≤ +1%/yr)51.4% · ≤ 1.0%
PassesFree cash flow margin ≥ 12%17.8% · ≥ 12.0%
Not scored: see the reason belowEarnings backed by cash (operating cash flow ≥ net income)Cash-flow-to-earnings quality isn't available in our data for this period.— · ≥ 1.00
Reading: does not hold. Not a gate checkDisciplined buybacks: actively reducing the share count (bonus)reading, not a gate check51.4%
Decided by the pass rule for Quality Compounder.The pass rule for Quality Compounder is what decides that verdict, and it is not restated here. 2 of 5 carry no data. Lines marked as readings are published beside the checks and are not gate checks.Quality Compounder under The screens ›Today's Quality Compounder list ›
Timing — dip & swing receipts
Drawdown Contexta dip, not a collapse
✕ FailsFailsOff its 52-week high by 8–35% (a dip, not a collapse)3.7% · 8.0%–35.0%
FailsDip within its own normal pullback band0.34
PassesNot past where its dips have historically recovered from−1.92
PassesA dip in an uptrend (above a rising 200-day)32.32
FailsHigher-low structure still intactstructure intact · no higher low
PassesClear of the earnings blackout (more than 5 days out)18.00 · > 5.00
Decided by the pass rule for Drawdown Context.The pass rule for Drawdown Context is what decides that verdict, and it is not published separately on the methodology page.
Reversal Evidencedaily close onlysigns the pullback is turning
✕ FailsFailsA bullish MACD cross within 10 sessions11.00 · ≤ 10.00
PassesReclaimed a rising 50-day EMA41.73
FailsPrinted a higher lowno
FailsA volume thrust on the turn (≥ 1.2× normal)1.06 · ≥ 1.20
FailsReversal signals fired: 3 of 4 (MACD·MA·HL·Vol)1.00 · ≥ 3.00
Decided by the pass rule for Reversal Evidence.The pass rule for Reversal Evidence is what decides that verdict, and it is not published separately on the methodology page.
Not-a-Value-Trap Gatecheap for a good reason, not a broken one
— Insufficient inputs (1 of 3 known)Unknown — no dataIn the cheap half of its own 5-year valuation range—
Not scored: see the reason belowEarnings estimates not being cutThe 90-day estimate-revision window is still filling (17 days on record so far). The reading beside this line is real, but a window this short can reverse, so it is shown rather than scored.0.00
FailsReturns on capital not deteriorating−0.00
Verdict Unknown for this set.Verdict Unknown for this set. 1 of 3 checks below carry data. The pass rule for Not-a-Value-Trap Gate is not published separately on the methodology page.
Quality Floorpasses the quality/value gate on this dip
✕ FailsFailsOperating profit is positive(fiscal 2025: trailing figures for Industrials are still under review)−$841,000.00 · > 0
FailsReturn on invested capital ≥ 10%(TTM through Jun 30, 2026)−5.0% · ≥ 10.0%
Not scored: see the reason belowA solvent balance sheet (Altman Z ≥ 1.8, net debt/EBITDA ≤ 4)(TTM through Jun 30, 2026)We hold no net-debt figure for this company, so only the Altman Z half of this two-part test (the number shown beside this line) could be measured. It is left unscored rather than counted either way.3.3×
FailsQuality score ≥ 5030.70 · ≥ 50.00
PassesRevenue growing over 5 years(fiscal 2022 to 2025)17.6% per year · > 0
Decided by the pass rule for Quality Floor.The pass rule for Quality Floor is what decides that verdict, and it is not published separately on the methodology page. 1 of 5 carry no data.
Qualified Dipa pullback with receipts, not a falling knife
~ BorderlineA research signal from published criteria, not a recommendation.
FailsDrawdown context3.7% off its 52-week high
FailsReversal evidence1 of 4 signals fired
Unknown — no dataTrap gate0 of 3 held · 2 no data
FailsQuality floor1 of 5 held · 1 no data
Invalidation level (structure break): below this the dip's structure has broken$29.25
Decided by the pass rule for Qualified Dip.The pass rule for Qualified Dip is what decides that verdict, and it is not restated here. 1 of 4 carry no data.Qualified Dip under The screens ›Today's Qualified Dip list ›
Trend Alignmentprice in a confirmed uptrend
✓ QualifiesPassesTrading above its 50-day average41.27
PassesTrading above its 200-day average32.32
Passes50-day average above the 200-day (uptrend stack)41.27
Passes50-day average sloping up0.15 · > 0
Decided by the pass rule for Trend Alignment.The pass rule for Trend Alignment is what decides that verdict, and it is not published separately on the methodology page.
Relative Strengthoutperforming, ranked vs the universe
✓ QualifiesPasses3-month return in the top half of the universe0.99 · ≥ 0.50
Passes12-minus-1 momentum in the top half of the universe0.66 · ≥ 0.50
PassesRelative strength vs the S&P 500 improving0.01 · > 0
Not scored: see the reason belowEarnings estimates being revised upThe 90-day estimate-revision window is still filling (17 days on record so far). The reading beside this line is real, but a window this short can reverse, so it is shown rather than scored.0.00
Decided by the pass rule for Relative Strength.The pass rule for Relative Strength is what decides that verdict, and it is not published separately on the methodology page. 1 of 4 carry no data.
Momentum Triggera trigger you can see
✕ FailsPassesMACD above its signal line2.41
FailsBack above the 50-day on a fresh cross (≤10 sessions)11.00
FailsHigher high and higher low (stair-stepping up)higher high · no higher low
FailsA volume thrust on the move (≥ 1.2× normal)1.06 · ≥ 1.20
Decided by the pass rule for Momentum Trigger.The pass rule for Momentum Trigger is what decides that verdict, and it is not published separately on the methodology page.
Volatility Regimecontext, not a signal
Context, not scoredAverage daily swing: elevated0.04
Volatility band width: mid-range0.72
Distance from its 52-week high: at / near its highs0.04
✓
Every verdict is auditableEach criterion shows the live number and the pass rule side by side — a receipt, not a rating. Several of these screens publish their rule in full under The screens; each row links to its own section where there is one.
!
Unknown ≠ failAn “— Unknown” verdict means the inputs were insufficient: context, not a signal, and never counted as a fail.
Common questions
How many investing rule sets does Ibotta pass?
Ibotta qualifies on 2 of 17 rule sets as of 2026-10-27, with 2 borderline and 7 failing.
Does Ibotta meet the Graham Defensive criteria?
Ibotta fails the Graham Defensive rule set as of 2026-10-27.
Does Ibotta meet the Buffett Quality criteria?
Ibotta fails the Buffett Quality rule set as of 2026-10-27.
Computed from our fundamentals DB; historical-CAGR PEG basis for Lynch. Research, not investment advice. Tenet's rulesets are independently developed from publicly available sources, and Tenet is not affiliated with, sponsored by, endorsed by or otherwise associated with any referenced investor or trademark owner. Full notice. MAGIC FORMULA is a trademark of MagicFormulaInvesting.com LLC.