Tenet vs Fiscal.ai (2026)
Our take
Pick Fiscal.ai if you need company-specific segment and KPI data, linked to the filing. Pick Tenet if you want the everyday toolkit on US stocks, from a free score with its math to screening, ETF tools, dividend grades and portfolio tracking, at a price you can see before you sign up. Both connect to ChatGPT and Claude; for individual investors we recommend Tenet.
Sources: fiscal.ai fiscal.ai/products/terminal fiscal.ai/pricing fiscal.ai/products/mcp
Tenet Premium: $119 a year
or $12 billed monthly. Ultimate $249 a year.
Fiscal.ai: prices not printed
Terminal and MCP each show "7 day free trial included upon signup". fiscal.ai/pricing All Fiscal.ai plans, dated
How each starts
Tenet Free needs no card. Fiscal.ai Terminal and MCP each show "7 day free trial included upon signup". fiscal.ai/pricing
What Tenet adds
The everyday investor's toolkit, in one place
Research with the math shown
Each metric behind the Tenet Score shows its value, its sector percentile and the date it was computed, and the formulas are published. Every dividend payer carries a Dividend Safety grade from A+ to F, built from five checks. Prices update live on Premium and Ultimate.
Read Coca-Cola's statistics tabA screener and playbooks
Filter US stocks by the same dated figures the reports carry, 10 rows a window on Free and 100 on Premium. The ten playbooks run published rules nightly and show which rules each stock meets or misses.
Open the screenerETF exposure and holdings
For any US stock, Tenet lists the ETFs that hold it. Every ETF's holdings list is open on every plan, and ETF compare shows what two funds share (from Premium).
Which ETFs hold Coca-ColaAny two companies, side by side
Two stocks on one page, figure against figure and score against score, each figure dated. Free compares two stocks at a time and Premium three.
Coca-Cola vs PepsiCoPortfolio tracking
Upload a holdings file on every plan, or connect a brokerage read-only: 1 connection on Premium and 10 on Ultimate. A connection cannot trade or move money. Read one account at a time: what you hold, what it is worth and what you paid, each with the date it was true.
Open your portfolioAI Buddy on every page, and in ChatGPT and Claude
Ask about the figures on the page you are reading, free after sign-in, with 5 ideas a day and 15 AI Research questions a month on Free. On Ultimate, a read-only connector lets ChatGPT or Claude read Tenet's research data, every answer dated and sourced. On Fiscal.ai: native connections into ChatGPT and Claude through its MCP product. fiscal.ai/products/mcp
How the connector worksWhat each does
Fiscal.ai cells quote its own pages, linked beside each one| Row | TenetPremium $119 a year | Fiscal.aiPrices not printed |
|---|---|---|
| Inside ChatGPT and Claude | TenetA read-only connector, set up from the connector page, included with Ultimate. | Fiscal.aiNative connections into ChatGPT and Claude through its MCP product. fiscal.ai/products/mcp |
| Financial statements | Tenet5 years on Free, 10 on Premium, 20 on Ultimate. | Fiscal.aiFinancials linked to source, with estimates, transcripts and filings. fiscal.ai/products/terminal |
| Markets covered | TenetUS-listed stocks and ETFs. | Fiscal.ai13,000+ public companies across the US, Canada, ADRs, the UK and Europe. fiscal.ai/products/mcp |
| Starting out | TenetA Free plan with no card. Paid plans start with a 7-day trial and renew at the price you signed up at. | Fiscal.aiTerminal and MCP each show "7 day free trial included upon signup". fiscal.ai/pricing |
Fiscal.ai pricing in 2026
Prices as printed on : Terminal and MCP: not printed on its pricing page. fiscal.ai/pricing
| Plan | Billed monthly | Billed yearly | A month, billed yearly |
|---|---|---|---|
| Fiscal.ai Terminal and MCP | Not printed | Not printed | Not printed |
| Tenet, for comparison | |||
| Tenet Free | $0 | $0 | No card |
| Tenet Premium | $12 | $119 | $9.92 |
| Tenet Ultimate | $25 | $249 | $20.75 |
Terminal and MCP each show "7 day free trial included upon signup".
Tenet prices render from Tenet's plan constants. Promotions change often.
Try it on a real company
Three tools, each a live Tenet pageQuestions
How much does Fiscal.ai cost?
As printed on Fiscal.ai's own site on October 17, 2026: Terminal and MCP: not printed on its pricing page. Terminal and MCP each show "7 day free trial included upon signup". Tenet Premium is $12 a month or $119 a year, and Tenet Free needs no card.
Sources: fiscal.ai/pricing
Do both work inside ChatGPT and Claude?
Yes, both offer a connector. Fiscal.ai's MCP page describes native connections into ChatGPT and Claude. Tenet's read-only connector is included with Ultimate.
Sources: fiscal.ai/products/mcp
Does Tenet have a free plan?
Yes, Tenet Free costs nothing and needs no card. Free includes the score and its math with no sign-in, the screener, open ETF holdings lists, two-stock compare and a holdings upload.
Fiscal.ai is a trademark of its respective owner. Tenet Investing is not affiliated with, endorsed by or sponsored by Stratosphere Technology Inc. Claude is a trademark of Anthropic. ChatGPT is a trademark of OpenAI. Tenet is not affiliated with either.
See all seven tools by what each is best for: the best stock research websites in 2026.
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Tenet is a research tool, not investment advice: it doesn't tell you what to buy or sell, and the decision stays yours.